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Disclaimer

Please read the following before using this site. Using any tool here means you have understood and accepted this disclaimer.

1. Calculations are estimates only

Calculator tools such as the loan and income tax calculators apply widely published formulas and produce estimates. They do not constitute financial, tax, legal or investment advice. Actual figures will differ according to interest rate policy, the bank's own interest conventions, local implementation rules and the deductions you actually claim. Always rely on the figures issued by the bank, tax authority or other official body.

2. You are responsible for how you use the output

The tools here run locally in your browser, and under normal circumstances your files never leave your machine. However, an outdated browser or a browser extension that interferes with page scripts can cause problems. Always keep a copy of the original file and never overwrite your only copy with a processed output.

3. Availability

This is a free service. We do not promise permanent availability or freedom from faults, and we may change, suspend or retire individual tools without notice. We accept no liability for direct or indirect loss arising from an outage, data loss or a difference between a calculated result and the official figure.

4. Content and copyright

Articles and tools on this site are original or compiled from public sources. You are welcome to quote them with attribution. If you believe content here infringes your rights, contact us with proof of ownership and we will act promptly.

5. Contact

Email: service@qiaoguokeji.com